? ?? ??? 2025? ????? ??????? ??????? ???????? ????? ?????? ?? ???? ????? ??????? ??? ????? ??????? ?????? ??????? ?? **????? ???????? ?????** ???? ?????? ??????? ?????? ???????? ???????? ??? ?????? ??????????. ?? ???? ????? ?????????? ??????? ?? ???????? 2025: * **????? ????? (EY) – ????????** * **????? ???????** * **?? ????? ?? (PwC)**